Sddfcu Credit Union: Something You Need To Know


sddfcu is a locally-owned financial institution that provides savings accounts, checking accounts, IRAs and certificates. It also offers consumer loans, auto loans and credit cards.

The credit union is federally insured up to $250,000 per share owner. Membership is open to anyone who lives or works in Southern California.

Online & Mobile Banking

Online and mobile banking provide a convenient way to access your accounts from anywhere. They are also more secure than visiting a branch.

sddfcu offers a variety of online and mobile banking services to its members. These include checking and savings accounts, loans, and credit cards.

The bank’s mobile app is available for iOS and Android devices. It allows members to deposit checks, make transfers, and pay bills from their phones.

Features Push Notifications

It also features push notifications that can alert members when certain transactions occur. These notifications can be a great way to stay on top of your accounts and prevent fraud.

The primary difference between online and mobile banking is that online banking is conducted through a bank’s website while mobile banking uses a dedicated application on a smartphone or tablet. Both options are free to use, but users of mobile apps may have a limited range of options when compared to those of online banking.

Savings Accounts

If you’re looking for a savings account that pays competitive rates, you’ll want to check out the options available from San Diego County Credit Union. This credit union offers checking, savings and money market accounts with features like surcharge-free Co-Op ATM usage, a debit card, direct deposit and Internet online account access.

SDCCU also offers special savings accounts that are designed to save for specific goals, such as buying a home or creating an emergency fund. These accounts pay a lower rate than most traditional savings accounts and require a minimum balance to open.

SDCCU Membership

Sddfcu membership is open to anyone who lives or works in Southern California, including Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara and Ventura counties. Membership is also available to immediate family members and household members of existing SDCCU members for an $8 fee.


Sddfcu offers loans that cover a variety of needs. These include signature and personal loans, credit cards, savings accounts, and also more.

Traditional Payday Lenders

These loans are a great option for anyone who wants to borrow money without the high interest rates found at traditional payday lenders. They can also be used to pay for unexpect bills such as car repairs or medical expenses.

This non-profit lender is headquarter in San Diego, California and also has dozens of branches throughout the region. It is open to anyone who lives or works in the counties it serves.

Sddfcu website is a great resource for finding the loan that best fits your needs. The site features an interactive mortgage calculator that allows you to compare the various home loan options. It also includes other financial tips and also resources.

Credit Cards

If you’re looking for a credit card from a credit union, SDCCU has some great options to choose from. They offer a wide range of cards that are designed to help you save money and also earn rewards.

The SDCCU Cash Rewards Visa Platinum is a simple credit card that allows you to earn 1% cash back on every eligible purchase. This card has no annual fee, making it a great option for anyone who wants to earn cash back while saving money on interest.

Final Words:

The card also offers a low APR that is slightly lower than the national average. This makes it a great choice for people who frequently carry a balance from one statement to the next.

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